Comparison · 2026
Graft
VS
Sage

An honest side-by-side for UK sole trader tradespeople. Sage handles your books and MTD. Graft handles all of that plus the actual job – quotes, invoices, time, materials, photos, expenses.

VERDICT USE GRAFT
TL;DR

Sage is great accounting software for accountants. Graft is for tradespeople.

If you're a sole trader laying bricks / fitting boilers / running cables, Sage Free will file your MTD return – but it can't log a job, send a quote from the van, or scan a receipt. You'd still need three more apps. Graft does everything Sage does, plus the actual job, for £9.99/mo.

What you actually get with each.

Compared against Sage Free (the entry-level MTD tier most sole traders look at) and Sage Accounting Start (the lowest paid plan).

GRAFT Sage Free Sage Accounting Start
Job management✓✗✗
Quote on site (in 60s)✓✗Basic
Invoice from a job✓✗✓
Time tracking on site✓✗✗
Materials & cost tracking✓✗✗
Job photos & notes✓✗✗
Mileage tracking✓✗✗
AI receipt scanning✓✗Add-on
HMRC MTD submissions✓✓✓
Stripe payment links on invoices✓✗✓
Built specifically for trades✓✗✗
Mobile-first (designed for site use)✓BasicBasic
Price£9.99/moFree£15/mo

Which one's right for you?

We're not going to pretend Sage is bad. It's good – at what it does. But it's accounting software, and you're not an accountant.

Pick Graft if

You actually do the job.

  • You quote on site, on your phone, in front of the customer.
  • You log time, materials, and photos against a job.
  • You want HMRC MTD handled – but also the bit before it.
  • You don't want to pay for two apps when one works.
  • You're a sole trader bricklayer, plumber, electrician, roofer, plasterer, carpenter, painter, or landscaper.
Pick Sage if

You're already an accountant.

  • You're a bookkeeper or accountant managing multiple clients.
  • You don't run jobs – you just need to file accounts.
  • You need full double-entry bookkeeping, P&L, balance sheets.
  • You want to integrate with payroll for staff.
  • Your business is bigger than one person and a van.

Graft vs Sage FAQ.

Yes. Sage Free / Sage MTD is HMRC-recognised software for sole traders earning under £85k. It will submit your quarterly MTD return. What it won't do is help you run the job that earned the money in the first place – no quoting, no time tracking, no job records.

You can – that's what most tradespeople end up doing. Sage + Tradify, or Sage + AccLoop, or Sage + paper. The downside is you're paying for two products, manually copying figures across, and you still don't have one place to see "this job earned me £X after materials". Graft folds it all into one.

For sole trader cash-basis income tax – yes. Graft's MTD ITSA submissions go through the same HMRC API Sage uses. The figures are calculated from the jobs and expenses you log. For complex setups (multiple businesses, VAT-registered limited companies, payroll), an accountant or full Sage subscription is still the right call.

Sage Free + Tradify (job management) ≈ £35–50/month. Graft alone = £9.99/month. If you only need MTD and you're happy doing jobs on paper or WhatsApp, Sage Free is genuinely free. If you want one app for everything, Graft saves you ~£400/year.

Not at launch. We're prioritising day-one usability for tradespeople starting fresh. CSV import for invoices and contacts is on the roadmap. If you've been on Sage for years and need migration help, email sam@trygraft.app.

Less than a pint a week. Start free.

Skip the spreadsheet. Skip the second app. Graft's out now on the App Store – download it free and your first quarter's on us.

Free on the App Store · iPhone · iOS 15+